Cost of Living Comparison Between New Jersey and New York, United States in 2026

Summary of Cost Of Living Comparison Between New Jersey (state) and New York (state)

• Cost of Living With Rent in New York is 12.1% higher than in New Jersey

• Cost of Living Excluding Rent in New York is 2.8% lower than in New Jersey

• Rental Cost in New York is 28.6% higher than in New Jersey

• Food & Groceries Cost in New York is 14.9% lower than in New Jersey

• Transportation Cost in New York is 13.3% lower than in New Jersey

• Healthcare Cost in New York is 8.7% higher than in New Jersey

• Salary in New York is 21.1% higher than in New Jersey

Disclaimer: The data presented on this page is for informational purposes only and should be used as a general guide. Actual costs may vary significantly based on individual lifestyle choices and current economic conditions. We strive to provide up-to-date information, but prices are subject to change without notice. Always conduct thorough personal research and consult with financial professionals before making important financial or relocation decisions.
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Comparison Details

Category Subcategory Description New Jersey New York Difference (%)
Monthly rent for your primary residence (apartments, houses, condos) $2,100.00 $2,700.00 28.6%
Monthly electricity bill $110.00 $125.00 13.6%
Monthly running water bill $25.00 $55.00 120.0%
Monthly broadband internet subscription with unlimited data and cable TV $140.00 $140.00 0.0%
Monthly gas and heating expenses $135.00 $80.00 -40.7%
Monthly mobile phone plan with data and calling $55.00 $40.00 -27.3%
Monthly food and grocery expenses $470.00 $400.00 -14.9%
Monthly expenses for basic household supplies and personal hygiene items (toiletries, cleaning supplies, and paper products) $75.00 $80.00 6.7%
Monthly transportation costs (public transit, vehicle ownership, or ride-sharing) $225.00 $195.00 -13.3%
Monthly expenses for movies, coffee, drinks, and social activities (excluding shopping & dining) $240.00 $250.00 4.2%
Monthly expenses for clothing, shoes, and accessories $95.00 $75.00 -21.1%
Monthly health insurance cost $600.00 $650.00 8.3%
Monthly prescription medications and pharmacy expenses $85.00 $95.00 11.8%
Monthly doctor visits and dental care expenses $65.00 $70.00 7.7%
Monthly gym membership $45.00 $50.00 11.1%
Monthly expenses for laundry and housekeeping services $220.00 $260.00 18.2%
Monthly expenses for food and basic care per pet (grooming, veterinary visits, treats, and medications) $200.00 $175.00 -12.5%
Monthly childcare and school fees $0.00 $0.00 0%
Total (selected items only) $4,420.00 $4,955.00 12.1%

Salary Comparison

Category Subcategory Description New Jersey New York Difference (%)
Salary Salary Monthly salary (full-time) $5,850.00 $7,083.00 21.1%

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