Cost of Living Comparison Between Chicago and Cincinnati, United States in 2026

Summary of Cost Of Living Comparison Between Chicago (city) and Cincinnati (city)

• Cost of Living With Rent in Cincinnati is 15.3% lower than in Chicago

• Cost of Living Excluding Rent in Cincinnati is 8.4% lower than in Chicago

• Rental Cost in Cincinnati is 23.7% lower than in Chicago

• Food & Groceries Cost in Cincinnati is 14.3% lower than in Chicago

• Transportation Cost in Cincinnati is 12.5% higher than in Chicago

• Healthcare Cost in Cincinnati is 14.3% lower than in Chicago

• Salary in Cincinnati is 16.7% lower than in Chicago

Disclaimer: The data presented on this page is for informational purposes only and should be used as a general guide. Actual costs may vary significantly based on individual lifestyle choices and current economic conditions. We strive to provide up-to-date information, but prices are subject to change without notice. Always conduct thorough personal research and consult with financial professionals before making important financial or relocation decisions.
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Comparison Details

Category Subcategory Description Chicago Cincinnati Difference (%)
Monthly rent for your primary residence (apartments, houses, condos) $1,900.00 $1,450.00 -23.7%
Monthly electricity bill $85.00 $90.00 5.9%
Monthly running water bill $55.00 $62.00 12.7%
Monthly broadband internet subscription with unlimited data and cable TV $140.00 $140.00 0.0%
Monthly gas and heating expenses $70.00 $110.00 57.1%
Monthly mobile phone plan with data and calling $55.00 $40.00 -27.3%
Monthly food and grocery expenses $525.00 $450.00 -14.3%
Monthly expenses for basic household supplies and personal hygiene items (toiletries, cleaning supplies, and paper products) $65.00 $60.00 -7.7%
Monthly transportation costs (public transit, vehicle ownership, or ride-sharing) $200.00 $225.00 12.5%
Monthly expenses for movies, coffee, drinks, and social activities (excluding shopping & dining) $230.00 $160.00 -30.4%
Monthly expenses for clothing, shoes, and accessories $80.00 $90.00 12.5%
Monthly health insurance cost $580.00 $550.00 -5.2%
Monthly prescription medications and pharmacy expenses $85.00 $40.00 -52.9%
Monthly doctor visits and dental care expenses $140.00 $100.00 -28.6%
Monthly gym membership $60.00 $45.00 -25.0%
Monthly expenses for laundry and housekeeping services $300.00 $190.00 -36.7%
Monthly expenses for food and basic care per pet (grooming, veterinary visits, treats, and medications) $220.00 $200.00 -9.1%
Monthly childcare and school fees $0.00 $0.00 0%
Total (selected items only) $4,210.00 $3,567.00 -15.3%

Salary Comparison

Category Subcategory Description Chicago Cincinnati Difference (%)
Salary Salary Monthly salary (full-time) $6,250.00 $5,208.00 -16.7%

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